Archive for the ‘Incompetance’ Category

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Insurance scammery


2016
03.03

Well so, now that my new insurance has started, I have found I got screwed. I talked about WHY I had to change HERE. Anyway, it turns out that even though I told them I HAD to keep the doctors, and the broker PROMISED I could, guess what? This guy, Carl, at Velapoint.com screwed me (don’t deal with Velapoint–they are a rip off). When I called this guy back yesterday, he made some cheesy-ass excuse and PROMPTLY transferred me to a lady at healthcare.gov who told me I was trapped. Neato huh? I had all of one day to find replacement insurance and got screwed. It never matters, I go into stuff in good faith and get fucked by THIEVES. This kind of fucking bullshit is Why I believe we need single payer. Sure, I am sure the government would screw it up, but health care is a right and they’ve now screwed us ALL. I sure hope Trump gets in there and can fix it. I would love to see all the health insurance companies go tits up.

Anyway, aetna, of course, has been totally unhelpful and seemingly going out of their way to make sure I am a disgruntled customer, that I will TELL everyone and never deal with them again. “Oh sir, there’s nothing we can do. You’ll have to keep that account until January. Really, nice. What thieves. Don’t buy from aetna and CERTAINLY do NOT deal w/ velapoint.com. I hate liars and thieves.
#aetna

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Healthcare woes


2016
01.30

hulkpainSo, Wednesday morning, I got a shock. Talking to the office manager, I find that not only is my healthcare going WAY up (another $300 a month), but that I was supposed to choose 2 days before what I was going to do but I never got the paper or knew. Ugh. Immediate chest pains and stomach. Ugh. $1750 a month?! That’s like $21,000 a year?!? WTF? I can’t afford that. I was already in serious trouble since last year’s increase of $300. a month. Aaiiiheeeeeeeeeeeeeeeeeeeeeee, FUCK!

reliefWhen I got home and had time to breathe, I called my car insurance place and wonderful Jennifer there gave me a number to call. Turns out I can get a “silver plan” which is ca. $409. for both the wife and I. Co-pays are less, except for specialists, but the deductible is more, about $3k, but I’m sorry, I cannot pay what they want on the old plan–how can anyone?

As it is, the “Health and welfare” portion of my check, ca. $860. or so a month, well, I can’t use that–only for the company insurance. See, due to the evil machinations of a company I used to work for (no, not the Bad Horsey), most mail contractors don’t pay you the health and welfare money anymore, so as to save on their payroll tax. So, I can’t actually USE the money meant for m insurance unless I buy the company insurance which costs over 4 times what the one I got on the market cost??! ­čś« What they do, is put that money in a 401k account. Joy. Hell, the last company, Bad Horsey, well all of it went into the 401k and in the end, he shafted me out of about $20k. Nice huh? A friend too. Wonderful guy who is going to go to jail to learn the lesson that theft and misuse of pension funds is a felony. The government (who is prosecuting him) say he owes our pension plan like $1.8 MILLION dollars–I’ll never see any of it. Anyway, so… with this way, I will have $860 or so in my 401lk each month, still have decent insurance and get a little more in my check each payday (still keeping me poor, but not NEARLY as poor as if I had kept w/ the other insurance). Wow, perhaps I will get to retire someday… I doubt it, but maybe.

Don’t get me wrong, the company insurance wasn’t bad, just expensive… but… I certainly wasn’t thrilled to find out that I had been paying $100 a month more to be out of state either. It had a $1700. deductible.

don-troiani-minutemen

What I want

Many of my friends call me a “socialist” or some shit because I want single payer health care. Sorry, I believe health care is a basic right. Sorry Fritz, I do. Anyway, the system that we had before was pretty sucky and while the intent was good, the application of Obamacare made things INFINITELY WORSE! “Why can’t we go back? say some. Because, with the advent of Obamacare, the genie is out of the bottle, not to be put back in. M brother Jim thins perhaps it was planned this way to force single-payer. Maybe, I don’t know. I do know that yes, we will pay more taxes for it, but then I won’t be paying nearly the rapacious amount health insurance costs. Organized thievery with no real concern for health.

Many, including Fritzel and my friend Tim, think the government cannot be trusted to run it. Perhaps. But I see no real solution.

Life Goes On

Hopefully, this will help get things back on track with me. I am also working to re-fi the house. It would be done by now, but hit a snag. When I was unemployed due to the shithead ex-owner of Bad Horsey (see how I don’t mention any real names in here…), I got behind on my mortgage and had to get it modified. Somehow, and I don’t remember this at all, they put the difference in a second to be paid off when I sell. It’s taking some time to do, I think it’s called, a subordination. It will be worth it though, as it will lower the mortgage–not as much as I want, but even a little over $100 a month will help.

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Colour and the way forward


2014
05.19

I posted this on facebook… Prob should be here too.

I don’t care what colour anyone is. I am tired of that shit. I want a conservative. I want someone like Allen West or maybe Herman Cain. It AIN’T about colour — it’s about ethics and ideas and a way to fix our country. Not shitheads like our current president, his nutty-ass vice president nor the idiots (for the most part) in congress who just don’t get it. It’s all really JUST LIKE Animal Farm.

As to people being offended, no, stop it. The race card is WAY overplayed. As it is now, people don’t care anymore. Show me what you have to offer. Show me HOW you will fix my effing country that has been PISSED AWAY by a number of really BAD decisions, and really taking off about 2006.

Comments Off on Health Care

Health Care


2013
11.07

Anyone who knows me, knows I am for a single-payer system. I thought “Okay, now we’ll get health care in this country, even if I don’t like Obama.” Of course, I should have known he and his cronies were more after shaking up and destroying what we had and giving us something much worse — to further us along in his attempts to bring America down to the level of his native Kenya.

I see no good coming out of this and all the problems are only showing it to be what it is, a poorly hatched plan to control people once again. A bad president put in office by people who can’t even understand the issues. It’s like we nee dot pass a law requiring voters to take a test before they can vote. Oh no, that will disenfranchise the stupid, say the liberales. So what, say I. Dumb people shouldn’t get to vote. Learning isn’t hard. Read. “But ah don’ laik me no boooks, theys is full of too many wurdzzz, ah don’ laik me wordzzz.” Which is it in a nutshell. The simpletons survive on a mental diet of American Idol, the Khardasians and Honey Boo-Boo… Ugh.

Sadly, I have no answers EXCEPT making people have to take a test. But, they will object, “I am a citizen.” So what, if you can’t understand the issues, you should not have a say until you do. Learn. Or go back to your simpleton TV shows — people don’t even read anymore. Just quick videos on facebook or the news. Sad.

Comments Off on Ugh. The Post Office

Ugh. The Post Office


2013
08.15

You will never find a more wretched hive of scum and villainy!

No truer words can be spoken about this organization — okay, you can add incompetence and don’t forget the 4-isms of the Post Office:

  • Racism
  • Favoritism
  • Sexism
  • Nepotism

They are the true measure of the P.O. A demoralized workforce, led by a (mostly) incompetent leadership “team.” All the management has started at the bottom, which is WHY it is so bad. Truly good people just do not want to deal with constant flood of bullshit and hassle that is the P.O.

No, I am not making this up, those who have been there can confirm I speak the truth.

Ugh!